Cookie Policy
Last Updated: March 2025
This policy explains how xalorentiq uses tracking technologies on xalorentiq.com to enhance your learning experience. We're upfront about what we collect and why. Your privacy matters, so we've made this as straightforward as possible.
What Are Cookies and Why We Use Them
Cookies are small text files placed on your device when you visit our site. Think of them as tiny notes that help us remember things about your visit. Nothing sinister here.
We use these because they help us understand how people navigate our financial education content. If everyone's struggling to find the lesson on compound interest, we'd like to know that. Or if you're halfway through a module and want to pick up where you left off tomorrow, cookies make that happen.
How These Actually Work
When you land on xalorentiq.com, your browser checks with us. We might send back a cookie that says something like "this person visited before" or "they were looking at budgeting lessons." Your browser stores this info locally. Next time you visit, your browser shares those notes back with us.
Some cookies disappear when you close your browser. Others stick around for months. We'll explain which ones do what below.
Types of Tracking We Use
Essential Cookies
These are non-negotiable if you want the site to work properly. They handle things like keeping you logged in and remembering which course module you're viewing. Without them, the site basically falls apart. We don't need permission for these because they're fundamental to providing the service you asked for.
Functional Cookies
These remember your preferences. Maybe you adjusted text size or chose to hide certain notifications. Functional cookies keep those choices in place. They make your experience feel personalized without collecting sensitive data. You'll notice if these are disabled because you'll have to reset preferences every single visit.
Analytics Cookies
We track how people move through the site. Which lessons get abandoned halfway through? Where do students spend the most time? This data helps us improve course structure and identify confusing sections. The information is aggregated, so we see patterns rather than watching individual users. Still, we ask permission before using these.
Performance Tracking
These monitor site speed and identify technical problems. If a video player keeps buffering for users in rural areas, we want to know. Performance cookies help us catch issues before they become widespread frustrations. They focus on technical metrics rather than your behavior.
Specific Cookies We Deploy
| Cookie Name | Purpose | Duration |
|---|---|---|
| domain_session | Maintains your login session and tracks progress through lessons | Session only |
| user_preferences | Stores display settings and content preferences you've chosen | 12 months |
| analytics_track | Collects anonymous usage data for site improvement | 24 months |
| course_progress | Remembers where you left off in multi-part lessons | 6 months |
| performance_check | Monitors load times and technical performance metrics | 3 months |
We review this list regularly. Sometimes we add new cookies to support features students request. Other times we retire ones that aren't proving useful. The table above reflects what's active as of March 2025.
Third-Party Tracking
We don't operate in complete isolation. A few external services help us run the platform, and they use their own tracking methods.
Our video hosting provider tracks playback statistics. The payment processor uses cookies to handle transactions securely. Our email service remembers if you've unsubscribed from notifications. These third parties have their own privacy policies, which we'd encourage you to read if you're curious about their practices.
We're selective about who we work with. Before adding any third-party service, we evaluate their data handling practices. If they're sketchy about privacy, we look elsewhere.
Managing Your Cookie Preferences
Browser Settings
Every modern browser lets you control cookies directly. The exact steps vary, but you'll usually find these options in privacy or settings menus. Here's where to look:
You can block all cookies, but that'll break most websites. A better approach is blocking third-party cookies while allowing first-party ones. That way you get functionality without as much tracking.
Some browsers offer private or incognito modes that don't store cookies permanently. These work well if you're using a shared computer or just want a clean slate each session.
What Happens When You Block Cookies
Be honest about this: some things won't work correctly. You'll need to log in every time you visit. The site won't remember you were halfway through a lesson. Preferences reset to defaults constantly.
You can still access most content, but the experience becomes more cumbersome. It's like using a website from 1998 where nothing remembers anything.
If you block analytics cookies specifically, the site still functions normally. You just won't contribute to our usage statistics. That's a reasonable choice if you're concerned about tracking but still want a smooth experience.
Data Retention and Your Control
Session cookies vanish when you close your browser. Persistent cookies stick around for the durations listed in the table above. After they expire, they're automatically deleted from your device.
You can manually clear cookies anytime through your browser settings. This wipes the slate clean but also logs you out and resets all preferences.
If you want us to delete data we've collected through cookies, contact us at help@xalorentiq.com. We'll process that request within a reasonable timeframe. Keep in mind that some data may be retained in backups temporarily for technical reasons.
Updates to This Policy
We'll update this policy when we change how we use cookies. Maybe we add a new feature that requires different tracking. Or regulations change and we need to adjust our approach.
Significant changes will be announced through a notice on the site. Minor updates might just appear here with a revised date. We won't fundamentally change our tracking practices without letting you know.
It's worth checking back occasionally if privacy is important to you. We date every version so you can see what's changed since your last visit.
Questions About Our Cookie Use?
If something here isn't clear or you have specific concerns about how we track site usage, reach out. We'd rather answer questions directly than have people worry about what we're collecting.
Get in Touch